All business and banking people will tell you that the last thing that you want to do in business or life is eat into your savings; you must live off the interest and hand onto your savings at all costs. So why is it that we are chewing through our Earth’s resources (savings) each year? It’s official – we are living on credit that we will not be paying back. Just like an overdue loan against our pocket money, the day will come when we will have to clear our debt.

Persistence and the will to succeed will be rewarded with success and never, NEVER give up.

When I made many unsuccessful attempts ? and I realised things weren’t working ? admit it and carry it with dignity.

I tackled failure positively – again and again until I succeeded.

I never thought I was smart… I just kept trying to get smarter.

10% inspiration and motivation, and 90% perspiration gets you there in the end.

To accomplish great things one must have a vision, plan and belief to be successful.

If you are not hands on, you will be failing.
If you have got a rotten apple amongst the trees ? clear it out sooner rather than later.
Don’t borrow money if you know you can’t pay it back.
Don’t believe for a moment that you can make a fast buck in the shortest possible time.
In a partnership, if you haven’t got control of 51 per cent (even in your private life) it will fail eventually and it is going to bite physically, mentally, in whichever capacity you are operating in.

It will take Australia two generations to develop the culture of personal responsibility and the level of philanthropic activity entrenched in the United States. In the US, an amount equivalent to 3.8% of GDP goes to charity. In Australia it is less than 1%.

Care for your people and your life will be happy.