All business and banking people will tell you that the last thing that you want to do in business or life is eat into your savings; you must live off the interest and hand onto your savings at all costs. So why is it that we are chewing through our Earth’s resources (savings) each year? It’s official – we are living on credit that we will not be paying back. Just like an overdue loan against our pocket money, the day will come when we will have to clear our debt.